For personal budgets and finance teams
Profio — see your money 12 months ahead
Add dated money in and money out, and Profio turns it into a live monthly forecast in pounds — free for personal budgeting, powerful enough for the whole finance team.
Two ways to use Profio
Start personal in a minute. Switch to a professional workspace whenever the business needs it.
Personal · Free
Budget your own money
- 12-month forecast of your bank balance
- Recurring income, bills and savings goals
- What-if planner and saved scenarios
- Share one household with a partner
Professional · For teams
Run company cash flow
- Everything in Personal, plus company tools
- PDF invoice extraction with VAT and line items
- Loan register and director loan summary
- Actuals, variance tracking and board presentations
- Roles from owner to accountant, 2FA and activity log
One clear view of every month
Opening balance, money in, money out and closing balance for the next 12 months — with negative months flagged and a day-by-day drill-down.
- Add one-off or repeating payments with real dates
- Expand a month to see the running daily balance
- Compare scenarios side by side before you commit
12-month projection
Every month ahead in pounds, with negative months highlighted early.
Daily breakdown
See which day each payment lands and the balance between them.
Scenarios
Model pay rises, new hires or a lost client and compare outcomes.
Invoice extraction
Drop in a PDF and Profio fills in date, supplier, net and VAT.
Loan register
Money loaned in and out, repayment terms, interest and agreements.
Team access
Owner, director, employee, agent and viewer roles with 2FA.
Start your forecast today
Add your opening balance and your first few payments — you'll see the next 12 months in a couple of minutes.